Loans without guarantors-With USA Loan Market If you need a large amount of cash, but are unable to visit a lender, fill out paperwork and then wait to be approved, apply for “no guarantor loans” from USA Loan Market , where a guarantor is not required in order to take out a loan. Apply online for our same day loans ranging from $10,000-$20,000 and, if approved, have cash sent within 15 minutes after approval.